APY may change before or after you open an account. These types of accounts allow consumers with subprime credit access to a line of credit that helps them establish a positive credit history. All Credit Cards, Personal However, this relationship does not result in any preferential editorial treatment. Log into your account and refer to your Account Agreement to check feature availability. Account must be in good standing and chip-enabled debit card activated to opt in. Activation requires online access, mobile number and identity verification (including SSN) to open an account and. Samsung is a registered trademark of Samsung Electronics Co., Ltd. 2023 Green Dot Corporation. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. Overdrafts are paid at our discretion. Collection Accounts, How Ingo Money will provide all customer service for mobile check cashing using the Ingo Money App. Fill In Your Number. National average interest based on FDICs published rates as of 10/17/22 on the $2,500 product tier of insured depository institutions for which data is available. Higher than average purchase APRs. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. This card is issued by Go2bank, a new brand launched by Green Dot in 2021. Active personalized card required. Fees may apply. Cards, Debit $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. Florida, Illinois, Minnesota, New Jersey, and West Virginia are excluded from Credit Card Bill Pay transactions. Ingo Money is a service provided by First Century Bank, N.A. And you know that if a creditor just gave you a chance that you would prove you can make responsible financial decisions because youd make your payments on time each month. Credit card must be active. Pick up a card at a retail store near you! This content is not provided by the card issuer(s). All you need is to be at least 18 years old, have a Social Security Number and a valid US home address. $3 for out-of-network withdrawals, plus any additional fees the ATM owner or bank may charge. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. All third-party names and logos are trademarks of their respective owners. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. Once there, your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails, if specific deposit insurance requirements are met and your Card is activated. Loans, Auto You may only transfer money in or out of the Vault 20 times per day. The ICICI Bank Instant Platinum Credit Card is a good choice for you if you need an instant and free Credit Card. 2.00% Annual Percentage Yield. A $5 card replacement fee will apply. Cards for Bad Credit, All And for other account management options, like payments, balance monitoring and other features, you may find it more convenient to log in to your online account. Limits apply. APR Cards, Balance APY may change before or after you open an account. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Welcome to the Green Dot Bank Credit Card web site. In addition, it is not any companys responsibility to ensure all questions are answered. Account funds are FDIC-insured up to the allowable limits through Green Dot Bank, Member FDIC upon verification of Cardholders identity. Must be 18 or older to purchase. See the online credit card applications for details about the terms and conditions of an offer. Activated, chip-enabled GO2bank card required to purchase eGift Cards. For cards purchased at participating Dollar Tree locations, Additional criteria may apply which can affect your eligibility and overdraft coverage. WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. APPLICATION DISCLOSURE AND COLLATERAL ACCOUNT AGREEMENT. 2.00% Annual Percentage Yield (APY) as of October 2022. Limits apply. You should expect a final credit decision within a couple of weeks, but normally much sooner.Community Opinion:There are no reviews. Account must be in good standing and chip-enabled debit card activated to opt in. 2 stars. APY may change before or after you open an account. 2.00%Annual Percentage Yield (APY) is accurate as of October 2022. Not a gift card. The Green Dot Prepaid Card has a $10,000 maximum balance limit, a $3,000 daily spending limit and a $400 daily ATM withdrawal limit all of which are onpar with other prepaid cards. Keep an eye on your inboxwell be sending over your first message soon. Once you click on the "Register Card . Fees on your primary deposit account may reduce earnings on your savings account. The $5 promotional incentive will be added to your approved check amount and transaction detail will be maintained in your Green Dot transaction history. Fees on your primary deposit account may reduce earnings on your savings account. Fees and limits apply to debit card transfers. Most businesses that accept credit cards will accept Visa as a form of payment (subject to available credit).Approval Rate:Currently, we have no applicant results in our system. See app for free ATM locations. WalletHub Answers is a free service that helps consumers access financial information. See. When on a mobile device, tap on * to view disclosures. The address is: How do I get a credit card for the first time? Interest paid on money in the High-Yield Savings Account every12 months based on the average daily balance of the prior 365days, up to a maximum average daily balance of $10,000 if theaccount is in good standing. to Repair Your Credit, How All third-party names and logos are trademarks of their respective owners. What does American Express card member presale mean? APY may change before or after you open an account. Earn a 1% cash back reward on all other purchases. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. How do I make a First Progress Platinum Prestige payment? All Products, Customer Cash advance fee is either $5 or 2.5% of the amount of each cash advance, whichever is greater. Limits apply. Fees on your primary deposit account may reduce earnings on your savings account. Once approved, your card should arrive in 7-10 business days. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Green Dot Cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. GO2bank card issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. 4.50% Annual Percentage Yield (APY) as of January 2023. Green Dot is a bank that offers a variety of products, like secured credit cards. The average national savings account interest rate of 0.30% is determined by the FDIC as of 1/12/23. Active personalized card required. Platinum.GreenDot.com/Activate Instructions Acquire a GreenDot Platinum card Wait for it to arrive in the mail Once arrived visit platinum.greendot.com/activate Follow the on-screen instructions to activate the card One activated the GreenDot Platinum card will be immediately available for use. Unlike a traditional credit card, Green Dot's prepaid cards do not let you use more money than is on the card. Green Dot Bank also operates under thefollowing registered trade names: GO2bank,GoBankandBonneville Bank. How You can reach the Green Dot Visa Secured Credit Card customer service by phone at (866) 291-0818 or by mail. You cannot apply for a Green Dot credit card anymore because this issuer no longer offers any credit cards. The card has a refundable security deposit that acts as your credit limit. See your Cardholder Account Agreement for details. Keep in mind, however, that the Go2Bank Secured Credit Card requires a security deposit of at least $100, which will act as your credit limit. American Express AIR MILES * Reserve Credit Card. Get your tax refund up to 5 days early. Pre-qualify without affecting your credit score. Visit GreenDot.com today. Elisa has been with Credit.com since 2014, when she started out a Free Visithttps://www.fdic.gov/regulations/resources/rates/to learn more. SeeDeposit Account Agreement (PDF)for terms and conditions. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. with opt-in and eligible direct deposits*, when you buy eGift cards from over 100 popular merchants in the GO2bank app*, Earn 10x the national savings rate average*, Get your pay up to 2 days early with direct deposit and your government benefits up to 4 days early.*. Does not offer a signup bonus. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739. for Bad Credit, Cards 24/7 everyday banking to help you better access, budget and manage your money. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. You can put down anything from $200 to $5,000. Subject to other banks restrictions and fees. Account must be in good standing and chip-enabled debit card activated to opt-in. Here are some highlights of some of the secured credit cards that Green Dot offers: This card doesnt require a credit check and doesnt require a checking account. Additional criteria may apply which can affect your eligibility and your overdraft coverage. to Fix Credit, How Enter your cell phone number and well send you a link to install the WalletHub app. Oh! Enjoy unlimited access to your credit score and tools to help you monitor your credit profile with CreditWise from Capital One. Editorial and user-generated content is not provided, reviewed or endorsed by any company. For Green Dot Cash Back Visa Debit Card, 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. Cash back is earned on qualifying online and mobile purchases. Additional criteria may apply which can affect your eligibility and your overdraft coverage. This card is a good option for people with bad credit who want to rebuild their credit standing. Benefits include free in-network ATM withdrawals, online bill pay and up to 2% interest on balances. Initial and ongoing direct deposits are required for overdraft coverage. Once approved, your card should arrive in 7-10 business days. Overdraft protection up to $200 Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Enter your cell phone number and well send you a link to install the WalletHub app. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. See app for free ATM locations. Cash back cannot be used for purchases or cash withdrawals until redeemed. All with no annual fee Someone else usually must file the petition for you (often referred to as sponsoring or petitioning for you), although you may be eligible to file for yourself in some cases. It's just a straightforward and transparent fee. $1.50 per transaction fee. Green Dot cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. All you need is to be at least 18 years old, have a Social Security Number and a valid US home address. CreditCards.com does not include the entire universe of available financial or credit offers.CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. Marriott Bonvoy American Express * Card. Fees on your primary deposit account may reduce earnings on your savings account. We are committed to being fully transparent with our readers. Digital wallet feature not available for cards sold in Puerto Rico. Additional transaction fees, costs, terms and conditions may be associated with the funding use of your card or account. 2.50% Annual Percentage Yield (APY) as of October 2022. APPLICATION DISCLOSURE AND COLLATERAL ACCOUNT AGREEMENT Last Revised: 4/2018 Download PDF Visit, Interest is paid annually on the average daily balance of savingsof the prior 365 days, up to a maximum average daily balanceof $10,000 and if the account is in good standing. About Credit Cards, Credit Additional criteria may apply which can affect your eligibility and overdraft coverage. Its website states the following fees, but more charges may apply based on how you use the card. The Green Dot customer service phone number is (866) 795-7597. See, Opt-in required. Maybe youve been denied for credit card after credit card. Active GO2bank account required to receive eGift Cards, eGift Card merchants subject to change, as well as the percentage of cash back from each merchant. Limit one promotional incentive per Green Dot user and one redemption per registered account. How to apply for Green Dot Reloadable Prepaid Visa Visit the Green Dot Bank website. 2.00%Annual Percentage Yield (APY) is accurate as of October 2022. This question is about GO2bank Credit Cards. Activated, chip-enabled GO2bank card required to purchase eGift Cards. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. When you click on What is the Green Dot customer service phone number? Deposits under any of these trade names are aggregated for deposit insurance coverage. The Green Dot Platinum is a good option when it comes to credit building, since it is a secured card, doesn`t do a credit check, and reports to the three major credit bureaus: TransUnion, Experian and Equifax. And for other account management options, like payments, balance monitoring and other features, you may find it more convenient to log in to your, make the security deposit online with a debit card, free of charge, or with cash at any participating. Mobile check deposit: Active personalized card, limits and other requirements apply. Loans, Small Learn more. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. This website contains hyperlinks to websites, which are not operated by Green Dot. 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